XP Inc. reports Q2 2026 revenue growth to R$ 5.1 billion

XP Inc. reported consistent growth for the second quarter of 2026, with gross revenue reaching R$ 5.056 billion, an 8% increase year-over-year. Adjusted net profit rose 5% to R$ 1.384 billion, while adjusted EBT reached R$ 1.565 billion. Total client assets (AuC, AuM, and AuA) grew 17% annually to R$ 2.2 trillion, supported by a net inflow of approximately R$ 28 billion.

The company's expansion is driven by an integrated ecosystem including investments, credit, banking, insurance, and corporate solutions. The retail segment saw R$ 20 billion in inflows, while the Wholesale Bank reported a 32% revenue increase to R$ 1.175 billion, bolstered by the corporate sector and new services for legal entities, such as merchant acquiring and corporate cards.

In the fixed income market, XP's platform offers various instruments, including CDBs with fixed rates up to 14.600% per annum and inflation-linked titles paying up to IPCA + 8.700%. Other available products include LCIs and LCAs with varying rates tied to the CDI or inflation.