XRP Forecast to Reach $15,000 If Adopted as Global Settlement Asset Over SWIFT

Crypto analyst Mino has projected that the XRP token could be worth $15,000 per unit if it becomes the primary global settlement asset replacing the SWIFT messaging network. The claim rests on XRP’s design, which divides each token into one‑million “drops,” allowing transactions at both large and micro‑levels; at a $15,000 price, a single drop would be worth $0.015.

Mino points to Ripple’s recent moves toward cooperation with SWIFT, noting that Ripple was added to SWIFT’s official partner directory in May and will exhibit at the Sibos 2026 conference. The suggested model would have Ripple handling settlement while SWIFT retains its messaging layer for the network of over 11,000 financial institutions worldwide. The valuation remains speculative, hinging on the adoption of XRP as a high‑volume settlement tool.