XRP valuation debates cite $100 price target for SWIFT‑scale use and revenue‑cap gap

Digital Ascension Group calculated that for XRP to handle the $5 trillion of daily cross‑border transactions processed by SWIFT, the token would need a price of roughly $100. The estimate assumes 5 billion XRP can be reused ten times per day, a figure attributed to former BlackRock digital‑assets head Robbie Mitchnick. The group called the $100 level a floor rather than a forecast, noting it would represent about a 33‑fold increase from current prices.

Separately, data shows the XRP Ledger collected less than $120,000 in fees this year despite Ripple’s market capitalization of about $70 billion, highlighting a mismatch between network revenue and valuation. Analysts maintain price targets between $1.20 and $2.80, with current trading near $1.12 and support at $1.10. Seven spot XRP ETFs hold over $1 billion in assets, and the US Senate’s CLARITY Act continues to progress, underscoring ongoing institutional interest.