[ORGANIZATION]
Bharatiya Udyog Vyapar Mandal
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Situations
India UPI MDR implementation deferred until after Diwali
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Latest: Delhi traders welcome postponement of UPI Merchant Discount Rate
The Unified Payments Interface (UPI) in India is transitioning from a largely free network to a model incorporating a Merchant Discount Rate (MDR) to cover annual operating costs. Effective October 15, 2026, a 0.4% MDR w