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China Everbright Bank
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Situations
China credit slowdown and loan defaults
4 clusters · 10 sources · last updated
Latest: China yuan loans contract in July amid weak credit demand
In mid‑July 2026, Chinese households began defaulting on consumer loans at record levels, with one‑tenth of adults behind on debt and non‑performing household loans rising to about 1.6% of GDP. Lenders responded by tight