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Employees' Provident Fund (EPF)
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India EPF withdrawal and interest rules
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Latest: India's EPF Withdrawal Rules After Retirement and Career Breaks
In July 2026, the Employees Provident Fund (EPF) rules were clarified: withdrawals after five years of continuous service are tax‑exempt, while earlier withdrawals trigger TDS only on amounts of ₹50,000 or more if a PAN