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FICO

Featured in 7 tracked stories · first seen

Situations

[ACTIVE] [BUSINESS] [US]

US consumer credit score trends

2 clusters · 9 sources · last updated

Latest: Consumer credit scores show slight decline amid rising debt

Recent data regarding American consumer credit scores shows a shift from demographic-specific growth to broader stabilization under economic pressure. Earlier research indicated that younger Americans, specifically tho

[ACTIVE] [BUSINESS] [US]

US mortgage credit scoring model transition

4 clusters · 8 sources · last updated

Latest: Mortgage industry expands use of alternative credit scoring models

The US mortgage industry is transitioning toward modernized credit-scoring models, moving away from a reliance on traditional FICO scores. Following directives from FHFA Director Bill Pulte to end FICO’s monopoly, Fannie

[QUIET] [BUSINESS] [US] [GB]

US mortgage credit scoring regulatory shifts

2 clusters · 4 sources · last updated

Latest: FHFA regulatory plans impact FICO, Equifax, and TransUnion shares

TransUnion, FICO, and Equifax shares have faced downward pressure due to potential regulatory shifts in the mortgage credit scoring market. Initially, TransUnion shares fell 9.0% following a directive to allow Fannie Mae

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