National Association of Insurance Commissioners

Cyber insurance market challenges and risks

2 clusters · 5 sources · last updated 4 days ago

Latest: Cybersecurity risks and the limitations of insurance coverage

The cyber insurance industry is facing increasing complexities regarding risk mitigation, coverage clarity, and claim fulfillment. While the market is projected to reach $20 billion by 2025, businesses encounter rising p

US credit-based insurance score regulation

2 clusters · 6 sources · last updated 5 days ago

Latest: Credit-based insurance scores impact US auto insurance rates

In the United States, auto insurers frequently utilize a credit-based insurance score (CBIS) to predict claim likelihood and determine premium costs. While this metric shares data factors with standard FICO scores—such a

Personal injury law and compensation frameworks

2 clusters · 19 sources · last updated 28 days ago

Latest: Personal injury and insurance claim processes in the US

Personal injury law establishes a civil framework for individuals to seek compensation for physical, psychological, or financial harm caused by negligence or intentional acts. To succeed in a claim, an injured party must