[ORGANIZATION]
NH Agricultural Bank
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Situations
South Korean mortgage rates, costs and credit stress
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Latest: South Korean banks face record 1.2 trillion‑won loan losses as jeonse rates top 6%
In early July 2026 South Korean banks saw mortgage rates climb, with fixed‑rate loans ranging from 4.39 % to 7.33 % – the highest band in more than three years as global bond yields rose. The Financial Services Commissio