[PERSON]
Nijolė Valinskytė
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Situations
Lithuania mortgage down‑payment policy
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Latest: Lithuania's Housing Market Faces Rising Costs and Affordability Challenges
On 1 August 2026 the Bank of Lithuania introduced new responsible‑lending rules that cut the minimum down‑payment for first‑time home buyers from 15 % to 10 % of the property value, while keeping the 15 % requirement for