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2 clusters · 10 sources · 6 days · First seen · Last updated

Brazilian legislative proposals on payroll deductions

Overview

Brazil is considering new legislative measures regarding payroll deductions and worker financial protections.

Project of Law 462/2011 proposes the introduction of ‘consignado’ rent, which would allow workers under the CLT regime to have housing costs deducted directly from their payroll. This mechanism is intended to assist those without traditional guarantors by providing predictability for landlords, with deductions capped at 30% of income. The proposal has received a favorable opinion from the Commission on Constitution, Justice, and Citizenship and is awaiting a vote in the Chamber of Deputies.

Concurrently, Bill 3150/26, referred to as the Indebted Worker Defense Law, is under analysis in the Chamber of Deputies. This bill seeks to protect workers from “financial harassment” and abusive credit practices. It proposes requiring individualized authorization for credit operations, a 48-hour reflection period for digital contracts, and a prohibition on unrequested insurance or automatic contract renewals. The legislation also aims to restrict the use of employment-related data for loan offers without a legal basis.

Entities

Chamber of Deputies · Ministry of Labor · Marcos Tavares · Senate · Brazilian Chamber of Deputies

Timeline

  1. 20 days ago

    [POLITICS] 4 sources
    Brazil proposes law to protect workers from financial harassment

    Brazil's Bill 3150/26 proposes the Indebted Worker Defense Law to protect wages from abusive credit practices, financial harassment, and unauthorized payroll deductions.

  2. 25 days ago

    [BUSINESS] 6 sources
    Brazil considers payroll deduction for rent in new legislative proposal

    Brazil is considering legislation to allow rent deductions directly from worker payrolls, while existing credit programs allow CLT workers to use FGTS as a guarantee for loans.

Sources

bmcnews.com.br · brasilemfolhas.com.br · dicaappdodia.com · fenacon.org.br · imprensapublica.com.br · justicaemfoco.com.br · mixvale.com.br · ohoje.com · portaldocomercio.org.br · revistaempreende.com.br