[REVISION HISTORY]

Citigroup Strata card bonus eligibility changes

Updated 1 time since CLSTR started tracking revisions of this situation.

What changed

2026-10-10 18:18 UTC → 2026-10-12 20:30 UTC · added ~~removed~~

Citigroup has modified the eligibility requirements for welcome bonuses across its Strata card lineup, which includes the Citi Strata Elite, Citi Strata Premier, and Citi Strata cards. The update replaces a 48-month recurring eligibility cycle with a lifetime restriction, stating that a new account bonus is unavailable to anyone who currently holds or has previously held a Citi Strata Elite account. To address these changes, Citi has introduced a pop-up notification for applicants. This feature is intended to increase transparency by informing users if they are ineligible for introductory offers due to the new lifetime rules, allowing them to decide whether to proceed with an application based on card benefits alone. Recent updates confirm that applicants may encounter this notification before finalizing their application to indicate bonus eligibility. This follows the transition of welcome bonus language from the previous 48-month restriction to the current lifetime eligibility criteria.

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