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[SITUATION] · [QUIET] · [BUSINESS]
2 clusters · 4 sources · 3 days · First seen · Last updated
Digital payment growth in Germany
Overview
Germany is experiencing a shift toward digital payment methods as cash infrastructure declines. Data from the Deutsche Bundesbank indicates that card transactions grew by 11 percent in 2025, accounting for 43 percent of all non-bank payments. Consequently, the number of ATMs and transfer terminals operated by payment service providers fell by approximately 3 percent in 2025.
Mobile payment usage has also risen, reaching 10 percent of all transactions in 2025, a four percentage point increase from 2023. Internet-based payment methods doubled their share to 6 percent. While technology adoption gaps between age groups are narrowing, retailers have noted that the increasing frequency of cashless transactions requires reliable electricity and internet connectivity to avoid technical failures.
Entities
Timeline
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[BUSINESS] 2 sourcesMobile payments increase share of transactions in Germany
Mobile payments reached a 10 percent share of all transactions in 2025, according to Deutsche Bundesbank data, as digital methods continue to grow in popularity across Germany.
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[BUSINESS] 2 sourcesGermany faces declining ATM numbers amid rising card payments
Germany's ATM count fell by 3 percent in 2025 as card transactions rose to 43 percent of non-bank payments, amid ongoing debates over cash accessibility.
Sources
augsburger-allgemeine.de · futurezone.de · g101.ca · netzpiloten.de