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2 clusters · 6 sources · 12 days · First seen 21 days ago · Last updated 10 days ago

Dutch mortgage market activity trends

Overview

In August 2026, the Dutch mortgage market experienced a period of calm. Data from the HDN Platform indicated that 34,831 mortgage applications were submitted, marking a 4 percent decrease compared to August 2025 and a significant drop from the 55,000 applications recorded in July 2026.

Home purchase applications accounted for 61 percent of the total, while 39 percent were for refinancing or increasing loan amounts. A resurgence was noted in the home renovation segment, which represented 17 percent of all applications. Additionally, the share of first-time buyers declined to 48.5 percent of home purchase applications, down from 52.5 percent the previous year, with the decrease most evident among those seeking mortgages without the National Mortgage Guarantee (NHG).

Entities

Wells Fargo · Mortgage Bankers Association · National Association of Home Builders · Hypotheken Data Netwerk · HDN

Timeline

10 days ago

[BUSINESS] 4 sources
Dutch mortgage market activity slowed in August 2026
The Dutch mortgage market slowed in August 2026, with 34,831 applications recorded. Home renovations saw a slight rise, while the share of first-time buyers continued to decline.
21 days ago

[BUSINESS] 2 sources
New-home mortgage applications decline in July
New-home mortgage applications fell 5.7% year-over-year in July, as high mortgage rates continue to dampen demand despite various builder incentives and price reductions.

Sources

dorpsbelangenhoogland.nl · findinet.nl · kinderopvangtotaal.nl · learnedia.com · lvbhb.nl · nationalmortgageprofessional.com