[REVISION HISTORY]

German bank promotional interest rate trends

Updated 1 time since CLSTR started tracking revisions of this situation.

What changed

2026-10-07 09:07 UTC → 2026-10-09 02:52 UTC · added ~~removed~~

German financial institutions have been introducing various promotional interest rates for call money accounts (Tagesgeld) to attract new customers. In late September 2026, Renault Bank direkt offered a 4.10% annual interest rate for a four-month period, while Santander began transitioning its German operations to the Openbank brand, offering a 4% promotional rate. By early October 2026, ~~additional offers emerged, including a partnership between~~ specific details emerged regarding new offers. ADAC Finanzdienste ~~GmbH and Solaris providing~~ GmbH, in partnership with Solaris, launched a ~~3.50% introductory rate~~ call money account for ADAC credit cardholders. This offer provides an introductory promotional interest rate of 3.50% per annum for the first three months, followed by a variable standard rate of 1.50% per annum for deposits up to 100,000 euros. Additionally, Deutsche Kreditbank (DKB) announced a campaign for private customers. Between October 6 and October 20, 2026, customers ~~transferring~~ who transfer new ~~funds, offering~~ funds from another bank to DKB can access a 4.0% annual interest rate for four ~~months starting in~~ months. This rate applies to new deposits up to 100,000 euros and is scheduled to run from November ~~2026.~~ 1, 2026, through February 28, 2027.

Versions

Only revisions since CLSTR began indexing content versions appear here. Select a version to see what changed compared to the one before it.