[REVISION HISTORY]

Infonavit housing and credit program updates

9 recorded revisions of this situation.

What changed

2026-10-30 15:04 UTC → 2026-10-31 01:50 UTC · added ~~removed~~

Infonavit has issued guidance and program details regarding housing management and credit options for workers in Mexico. Initial guidance focused on debt management and the importance of monitoring payroll deductions through the ‘Mi Cuenta Infonavit’ platform to prevent interest accumulation. For workers experiencing financial hardship, the institution highlighted relief options such as ‘Prórroga Total’, ‘Fondo de Protección de Pagos’, and ‘Solución a tu Medida’. As of August 2026, Infonavit implemented updated documentation requirements, including new identity verification methods using a CURP linked with biometric data. While biometric CURP is an alternative, traditional identification remains valid. Applicants can also authorize credit history inquiries electronically. In September 2026, new schemes like ‘Crediterreno Para mi hogar’ were introduced, allowing up to 35% of credit for land purchases. The ‘Vivienda Bienestar’ program, supported by the government of Claudia Sheinbaum, was also highlighted, offering homes for low-income workers with specific seniority and income requirements. By October 2026, regulations shifted credit origination away from a points-based system, requiring formal employment and at least six months of continuous social security contributions. To protect against unemployment, the ‘Pago por tu cuenta REA’ portal provides access to the Payment Protection Fund, which can cover 90% of monthly payments for up to six months. Additionally, Infonavit has restructured over 4.8 million mortgages through programs like ‘Responsabilidad Compartida’ to convert debts from minimum wage units to pesos. In late October 2026, the Jalisco state government expanded its partnership with Infonavit under the ‘Vivienda para el Bienestar’ initiative. Jalisco donated 7.12 hectares of land, valued at approximately 350 million pesos, across Lagos de Moreno, Tepatitlán de Morelos, and El Salto to support the construction of 1,022 homes. Further land donations are being processed in Ameca, Autlán de Navarro, Ayotlán, Jalostotitlán, and Ocotlán.

Versions

Select a version to see what changed compared to the one before it.