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Romania insurance fees and coverage

Updated 1 time since CLSTR started tracking revisions of this situation.

What changed

2026-07-31 17:55 UTC → 2026-08-21 10:21 UTC · added removed

In July 2026 2026, Romania’s tax authority ANAF confirmed that the health‑insurance health-insurance contribution (CASS) for people individuals without any taxable income will stay remain fixed at 2,430 lei for the year, year. This amount is calculated as 10 % 10% of six times the minimum gross salary set effective on 1 January 2026. The ANAF noted that “regardless of whether the declaration is submitted before or after the increase in the minimum wage in July 2026, the contribution remains 2,430 lei, because the calculation is based on the minimum wage from January 1.” This contribution provides a full year twelve months of medical coverage, while several vulnerable though certain groups like students and low-income pensioners are exempt. Later that month, reports highlighted the Concerns regarding insurance and financial burden preparedness have also emerged regarding travel and emergencies. Reports indicate that Romanian travelers face abroad, including bank fees of €20‑40 on significant foreign ATM withdrawals and the cost fees of travel‑insurance policies. The €20–40 per withdrawal. While the domestic travel‑insurance travel-insurance market grew to 85 billion lei in 2025, with insurers paying out 81 million lei in claims. High claims, high overseas medical expenses overseas, often costs—often around €1 000 €1,000 per day, are mitigated by these policies, underscoring day—remain a broader concern over insurance costs risk. A study by the Centre for Romanian citizens both at home Urban and when traveling. Regional Sociology (CURS) for Allianz-Țiriac highlights a significant gap in financial readiness: only 10% of surveyed citizens claim they could fully cover estimated medical emergency costs. While 61% of Romanians prioritize health insurance, many rely solely on mandatory policies. Data from the Financial Supervisory Authority (ASF) underscores this disparity, noting approximately 279,000 health insurance policies compared to nearly 6 million compulsory motor insurance policies.

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  1. 2026-08-21 10:21 UTC Romania insurance fees and coverage
  2. 2026-07-31 17:55 UTC Romania insurance fees and coverage

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