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Banco Central updates Pix regulations for security and functionality
The Central Bank of Brazil has announced a series of regulatory updates for the Pix payment system aimed at enhancing security, expanding functionality, and refining institutional participation.
Key updates include the introduction of Pix Automático for salary accounts, scheduled to begin on July 1, 2027. Once implemented, this will be the exclusive method for sending Pix transfers from such accounts. Additionally, new rules for hybrid billing—combining traditional barcodes with Pix QR Codes—will take effect on February 1, 2027, to prevent duplicate payments.
To strengthen security, the Central Bank is clarifying responsibilities regarding fraud suspicion markings in the Transactional Account Identifier Directory (DICT). Financial institutions must now notify users of such markings and provide channels for review, which must be addressed within seven days.
Regarding institutional governance, the penalty for exclusion from the Pix system will now take effect immediately, replacing the previous 30-day grace period. Furthermore, institutions with over 500,000 active accounts may be exempt from mandatory participation if their business model does not justify the infrastructure requirement. The regulator also introduced immediate suspension for institutions undergoing extrajudicial liquidation.
Entities
Banco Central do Brasil · DICT · Fecomércio-MT · Mato Grosso · Pix · Sebastião Gonçalves
Claims
What the coverage asserts, and how many sources carry each claim.
- [○ 1 SOURCE] Pix transactions in Mato Grosso reached R$ 270 billion in the first eight months of 2026.
- [DISPUTED] Pix Automático will be permitted for use in salary accounts starting July 1, 2027. correiodecarajas.com.br · marioadolfo.com · www.dabysantos.com.br · finsidersbrasil.com.br · portalg37.com.br · +29 more
- [● 35 SOURCES] New rules for hybrid billing, combining barcodes and Pix QR Codes, will take effect on February 1, 2027. correiodecarajas.com.br · marioadolfo.com · www.dabysantos.com.br · finsidersbrasil.com.br · portalg37.com.br · +29 more
- [DISPUTED] From July 1, 2027, Pix Automático will be the only way to send Pix from salary accounts. correiodecarajas.com.br · www.nsctotal.com.br · gazetanoticias.com
- [● 3 SOURCES] Hybrid billing will be restricted to Pix Cobrança with an expiration date and specific types of slips. correiodecarajas.com.br · novaiguassuonline.com.br
- [● 35 SOURCES] The Central Bank announced new regulations for the Pix payment system. correiodecarajas.com.br · marioadolfo.com · www.dabysantos.com.br · finsidersbrasil.com.br · portalg37.com.br · +29 more
- [○ 1 SOURCE] Mato Grosso recorded R$ 36.5 billion in Pix transactions in August 2026.
- [● 3 SOURCES] Financial institutions must respond to requests for review of fraud suspicions within a maximum of seven days. finsidersbrasil.com.br · imprensapublica.com.br
- [● 25 SOURCES] The penalty for exclusion from Pix will now take effect immediately, replacing the previous 30-day period. marioadolfo.com · portalg37.com.br · jornaldebrasilia.com.br · comandonoticia.com.br · www.dabysantos.com.br · +20 more
- [● 23 SOURCES] Institutions with over 500,000 active accounts may be exempt from mandatory Pix participation if their business model does not justify it. marioadolfo.com · portalg37.com.br · jornaldebrasilia.com.br · comandonoticia.com.br · www.dabysantos.com.br · +18 more