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Brazil platform workers face low social security coverage and new financing options
New data from the IBGE reveals significant social security gaps for platform workers in Brazil. Approximately 405,000 app-based motorcyclists operate in the country, but only 19.4%—roughly 79,000 individuals—have social security coverage. This is notably lower than the 62.4% coverage rate for the general private sector. The study, part of the Continuous National Household Sample Survey (Pnad Contínua), highlights that the number of platform-based motorcyclists has nearly doubled since 2022, reaching 405,000 in 2025.
In response to economic needs for transport workers, the Brazilian Senate has approved a provisional measure (MP 1.366/2026) to expand vehicle financing options for app drivers, taxi drivers, and school transport professionals. This measure allows for flexible payment systems to accommodate irregular incomes and includes provisions for financing safety equipment for female drivers.
Additionally, BNDES has increased the financing ceiling for the Move Brasil program. Drivers can now finance vehicles valued up to R$ 200,000, up from the previous R$ 150,000 limit. The program also offers extended repayment terms of up to 84 months and includes updated eligibility criteria for hybrid vehicles.
Entities
BNDES · Brazil · Fenabrave · IBGE · Ministry of Development, Industry, Commerce and Services · Ministry of Finance · Move Brasil · Senate
Claims
What the coverage asserts, and how many sources carry each claim.
- [● 3 SOURCES] The BNDES Move Motoristas program has increased its vehicle financing ceiling to R$ 200,000. odia.ig.com.br
- [● 3 SOURCES] The previous financing ceiling was R$ 150,000. odia.ig.com.br
- [○ 1 SOURCE] The program's new criteria include hybrid vehicles combining electric motors with internal combustion engines using ethanol or gasoline.
- [● 3 SOURCES] The changes were authorized by a joint ordinance from the Ministry of Development, Industry, Commerce and Services and the Ministry of Finance. odia.ig.com.br
- [● 3 SOURCES] Interest rates are capped at 11.5% per year for women and 12.6% per year for other drivers and cooperatives. odia.ig.com.br
- [● 3 SOURCES] The financing term has increased to 84 months with a grace period of up to six months. odia.ig.com.br