Brazil's Move Motoristas credit program hits R$2.2 bn as drivers protest new platform rules
The federal Move Motoristas program, created to finance vehicle purchases for app‑based drivers and taxi operators, has contracted R$2.2 billion in credit by 30 July, representing 7.3 % of the R$30 billion allocated. The line allows financing of vehicles up to R$150 000, with up to 72 installments, interest rates of up to 12.6 % per year for men and 11.5 % for women, and an average credit of R$102 000 per driver. As of that date, 21 720 drivers were registered across 1 445 municipalities.
At the same time, drivers and delivery workers have staged nationwide protests demanding higher fares, a minimum payment of R$1.50 per kilometre, and better working conditions. The protests target platform changes such as Uber’s “Passe para Motoristas,” which replaces commission with a subscription fee, and iFood’s “+Entregas” model that limits shift scheduling and delivery zones, reportedly lowering average earnings.
The government has also expanded credit access for the sector by allowing platform income statements as proof of earnings for housing loans, and by offering cashback incentives through the Move Brasil partnership with Caixa and Banco do Brasil. Legal actions continue, with courts upholding bans on drivers accused of fraud and rejecting requests for account reinstatement.
Entities: Alexandre de Moraes · Brazilian rideshare drivers · Caixa Econômica Federal · Luiz Inácio Lula da Silva · Move Motoristas program · São Paulo · Tribunal de Justiça de São Paulo · Uber Technologies Inc. · iFood · iFood (iFood Holding Ltd.)
Claims
What the coverage asserts, and how well corroborated each claim is across sources.
- [○ 1 SOURCE] iFood’s +Entregas model requires pre‑scheduled shifts and limits delivery areas, reducing average delivery earnings. (iFood +Entregas model)
- [● 2 SOURCES] Courts in Santa Catarina upheld bans on drivers accused of fraud, rejecting requests for account reinstatement and damages. (Legal bans on fraudulent drivers)
- [○ 1 SOURCE] The Move Motoristas credit line disbursed R$2.2 billion by July 30, representing 7.3% of the R$30 billion allocated. (bdf21db2)
- [● 2 SOURCES] Caixa now accepts platform income statements as proof of earnings for housing loans, expanding credit access for app drivers. (Housing credit policy change)
- [○ 1 SOURCE] Caixa’s Move Brasil program offers credit for new motorcycles up to R$30,000 with interest rates of 0.97% for men and 0.90% for women, payable over 48 months. (2dbac834)
- [○ 1 SOURCE] Uber’s “Passe para Motoristas” replaces commission with a subscription fee, giving drivers 100% of eligible ride fares. (Uber subscription model)
- [○ 1 SOURCE] São Paulo’s Tribunal of Justice suspended a lower‑court order that would have forced the city to credential Uber, keeping mototáxi services prohibited. (2dd0887c)
- [● 3 SOURCES] App‑based drivers and delivery workers protested in multiple Brazilian cities demanding higher fares and a minimum payment of R$1.50 per kilometre. (a608c057, f996dd2f, 95387c52)
- [● 4 SOURCES] Drivers and delivery workers protested nationwide demanding a minimum payment of R$1.50 per kilometre and higher fares. (National driver protests)
- [● 3 SOURCES] As of 30 July, 21 720 drivers were registered in the Move Motoristas program, with an average credit of R$102 000 per driver. (Move Motoristas registration data)
- [● 3 SOURCES] The program allows financing of vehicles up to R$150 000, with up to 72 installments, interest up to 12.6 % per year for men and 11.5 % for women. (Move Motoristas financing terms)
- [● 5 SOURCES] The Move Motoristas program has contracted R$2.2 billion in credit by 30 July, representing 7.3 % of the R$30 billion allocated. (Move Motoristas credit program reaches R$2.2 bn)