BTG Pactual launches BTG Pay to target B2B payment market

BTG Pactual has officially launched BTG Pay, a comprehensive payment platform designed to target the R$ 50 trillion B2B market. The solution integrates payment terminals (POS), B2B credit cards with a proprietary network, payment links, and receivables management into a single environment for corporate clients.

The platform originated from the acquisition of the fintech Justa in June 2025. Key features include the Smart POS, a dual-screen terminal, and automated payment link tools. The BTG Pay card is specifically designed to facilitate transactions between companies, offering more flexibility and competitive credit costs compared to traditional methods like discounting invoices.

Initially, the corporate card will operate within a closed loop, meaning it can only be used with BTG Pay terminals. However, the bank plans to transition to an open arrangement as transaction volumes grow. Executives indicate that the card will see high demand in the industry and agribusiness sectors, while the payment terminals are aimed at retail and services.