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Colombia pension reform advances as Constitutional Court upholds key pillars
The Colombian Constitutional Court has upheld the majority of the pension reform (Law 2381 of 2024), clearing the way for a new four-pillar system scheduled to take effect on April 1, 2027. The ruling preserves the core structure, including a requirement for workers earning up to 2.3 minimum wages to contribute to Colpensiones, while those earning above that threshold will contribute the excess to private funds. The Court also approved a gradual reduction in the minimum contribution weeks required for women, aiming to reach 1,000 weeks by 2036.
However, the Court returned nine articles to the House of Representatives to correct procedural errors. This has prompted political opposition, with the Centro Democrático party preparing a counter-reform to protect individual savings and limit new affiliations to Colpensiones. Additionally, the expiration of the special transfer window on July 16, 2026, has ended the opportunity for certain eligible workers to switch between public and private regimes.
In Spain, new regulations under Royal Decree 416/2026 have entered into force, reforming flexible retirement. This update allows self-employed workers (autónomos) to combine their pension with self-employment activities for the first time, expands the compatible working hours to between 33% and 80% of a full-time schedule, and removes the mandatory waiting period after retirement.
Entities
Andrés Velasco · Asofondos · Centro Democrático · Colpensiones · Constitutional Court of Colombia · Gustavo Petro · House of Representatives of Colombia
Claims
What the coverage asserts, and how many sources carry each claim.
- [● 3 SOURCES] The exceptional window for transferring between Colpensiones and private funds expired on July 16, 2026. elperiodicodeportivo.com.co · extra.com.co · www.diariodelsur.com.co
- [● 3 SOURCES] The new pension model is scheduled to take effect on April 1, 2027. laopinion.co · www.lanacion.com.co · www.tropicanafm.com
- [● 3 SOURCES] To qualify for the transfer window, women had to be at least 47 years old and men at least 52 years old. elperiodicodeportivo.com.co · extra.com.co · www.diariodelsur.com.co
- [● 2 SOURCES] Asofondos is preparing for the implementation of the new pension model following the court's decision. laopinion.co · www.radiosantafe.com
- [● 11 SOURCES] The Constitutional Court upheld most of Law 2381 of 2024 but ordered the House of Representatives to correct procedural errors in nine articles. laopinion.co · www.diariodelsur.com.co · www.elnuevodia.com.co · elperiodicodeportivo.com.co · extra.com.co · +6 more
- [● 2 SOURCES] The Centro Democrático political party is preparing a counter-reform to modify aspects of the pension law, specifically targeting the semi-contributory pillar. www.colombia.com · rionoticias.co
- [● 2 SOURCES] The new pension system in Colombia will be composed of four pillars. www.lanacion.com.co
- [● 2 SOURCES] Pensioners earning between 10 and 20 minimum wages will face a 1% discount, while those earning over 20 minimum wages will face a 2% discount to fund solidarity subsidies. www.lanacion.com.co
- [● 2 SOURCES] Asofondos is preparing for the implementation of the new pension model. laopinion.co · www.radiosantafe.com
- [○ 1 SOURCE] The reform implements a gradual reduction in the minimum required contribution weeks for women, aiming for 1,000 weeks by 2036. www.tropicanafm.com
- [● 2 SOURCES] Workers earning up to 2.3 minimum monthly wages must contribute to Colpensiones. www.eje21.com.co · www.lanacion.com.co
- [● 2 SOURCES] The Court returned nine specific articles to the House of Representatives to correct procedural issues. www.eje21.com.co · www.radiosantafe.com