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[BUSINESS] · Costa Rica · 3 sources

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Part of situation: Costa Rica economic performance and financial sector trends (8 clusters)

Costa Rican banks implement ESG standards and digital expansion

Costa Rican banking ESG standards financial inclusion Banco Nacional Banco de Costa Rica

Costa Rica’s major financial institutions are implementing strategic shifts toward sustainability and digital accessibility. Banco Nacional (BN) is transitioning its business model to incorporate Environmental, Social, and Governance (ESG) standards into its daily operations and product portfolios. As a state-owned entity, BN operates under the oversight of SUGEF to ensure regulatory compliance and national financial stability.

Simultaneously, Banco de Costa Rica (BCR) is expanding financial services through its Puntos Tucán network. In 2025, this network of 3,530 active commercial points processed 8.4 million transactions, amounting to 409 billion colones. The BCR also reported significant support for small and medium-sized enterprises, providing 82.88 billion colones in financing and microcredits. Additionally, the bank’s Puntos País facilitated 12.3 million state-related administrative procedures in the previous year.

Entities

Banco Nacional · Banco de Costa Rica · Costa Rica · Julio César Trejos · SUGEF

Claims

What the coverage asserts, and how many sources carry each claim.

  • [○ 1 SOURCE] SMEs received 82.88 billion colones in financing and microcredits through the BCR. herediahoy.com
  • [● 2 SOURCES] Banco Nacional is integrating Environmental, Social, and Governance (ESG) standards into its decision-making and product portfolios. ticosland.com · ticoslandia.com
  • [● 2 SOURCES] Banco Nacional is a state-owned institution subject to oversight by SUGEF and public banking regulations. ticosland.com · ticoslandia.com
  • [○ 1 SOURCE] The BCR maintains an active network of 3,530 commercial points for banking services. herediahoy.com
  • [○ 1 SOURCE] The BCR Puntos Tucán network processed 8.4 million transactions in 2025, totaling 409 billion colones. herediahoy.com

Sources

Banco Nacional Redefines Modern Costa Rican Banking Through ESG and Digital Innovation [ticosland.com]
Banco Nacional redefine la banca moderna costarricense a través de ESG e innovación digital [ticoslandia.com]
EL BCR A LA VUELTA DE LA ESQUINA: COMERCIOS ACERCAN SERVICIOS FINANCIEROS A COMUNIDADES DE TODO EL PAÍS - Heredia Hoy - Periodico, Noticias [herediahoy.com]