Cruise Money unveils AI-driven agentic payments card in India

agentic payments card AI money manager fintech Global Fintech Fest 2026 automated spending

At the Global Fintech Fest 2026 in Mumbai, Cruise Money previewed India’s first agentic payments card. The product functions as an AI money companion designed to plan, decide, and execute purchases through a chat-based consent flow.

Unlike standard agentic cards that simply spend up to a user-defined limit, Cruise Money’s system calculates a ‘Safe to Spend’ figure based on income, bills, investments, and savings goals. The AI is designed to orchestrate payments across permitted funding sources to optimize outcomes, such as preserving cash flow or maximizing rewards, within user-set guardrails.

The virtual prepaid card will be issued by LivQuik Technology (India) Private Limited, with M2P Fintech serving as the technology partner providing the API infrastructure.

Sources

Cruise Money showcases India's first agentic card - an AI money companion that plans, decides & pays on the user's behalf [web3wire.org]

5 days ago

Cruise Money showcases India's first agentic card - an AI money companion that plans, decides & pays on the user's behalf | Biz RapidX [bizrapidx.com]

5 days ago