Cryptocurrency ownership declines in U.S. as integration remains low

Recent data indicates a decline in cryptocurrency ownership among U.S. investors and limited integration of digital assets into long-term financial planning for wealthy individuals.

A Gallup survey reveals that U.S. cryptocurrency ownership among investors has fallen to 11%, down from 17% in 2025. Among the general U.S. adult population, ownership slipped to 9% from 14% a year prior. The decline was most pronounced among groups typically most active in the market, such as younger men aged 18 to 49, whose ownership rate dropped from 33% to 24%. Despite the decline, ownership remains higher than in 2018. Risk perception remains high, with 63% of investors describing cryptocurrency as a ‘very risky’ investment.

Separately, research from Nexo involving affluent investors in the United States, United Kingdom, and Argentina shows that while approximately 67% of these individuals own cryptocurrency, only 4.7% have deeply integrated digital assets into their long-term financial or retirement planning. The report identifies security concerns, high fees, and platform complexity as the primary obstacles preventing deeper integration of digital wealth.