Home Credit posts 42% profit surge as Czech consumer loan market expands

Czech non‑bank lender Home Credit, part of the PPF group, reported a 42 % rise in net profit to CZK 517 million for 2025 and extended loans worth CZK 21.2 billion, a 16 % year‑on‑year increase. The company said its client base grew to over 268 000, with a younger demographic attracted by new products such as mobile‑phone and electronics rentals.

GasNet, the country’s biggest gas distributor, lifted its net profit to CZK 2.87 billion while delivering 63.3 TWh of gas to more than 2.3 million customers and adding 15 406 new supply points. The firm completed the acquisition of Gas Distribution, expanding its network in South Bohemia and the Vysočina region.

The Czech state budget deficit widened to CZK 183.6 billion in June, up from CZK 170.2 billion in May, marking the fourth‑largest short‑term shortfall since the country’s founding. Revenues grew 4 %, but expenditures rose 6.2 %.

ČEPS, the national electricity transmission operator, increased its profit by 35 % and invested a record CZK 10.81 billion in grid upgrades, including new high‑voltage substations and line modernisations.

Data from the Czech National Bank show that foreign‑owned companies operating in the Czech Republic earned a combined CZK 613 billion in 2025, a 4.1 % increase, with about 39 % of those profits reinvested locally, particularly in energy, water, waste‑treatment, hospitality and electronics manufacturing sectors.