Czech government cuts self‑employed social‑insurance contributions and shifts pension notifications online

Effective 1 July 2026, Czech law 90/2026 reduces the minimum monthly advance for main self‑employed (OSVČ) on pension insurance from 5 720 CZK to 5 005 CZK, a monthly saving of 715 CZK (8 580 CZK per year). The change follows a political shift in the lower house, overturning earlier plans to raise the minimum assessment base. Critics warn that while the cut eases cash flow for small entrepreneurs, it lowers future pension contributions, creating a deficit for the pension system that will ultimately be borne by other taxpayers and employees.

At the same time, the Czech Social Security Administration (ČSSZ) will cease sending paper letters about pension adjustments. Seniors must now access their projected pension increases through the e‑Portal, with paper copies available only on request for a 26 CZK postage fee (free for those born before 1955). The move reflects a broader digitalisation push but raises concerns for less tech‑savvy retirees.

Both measures illustrate the government's attempt to balance immediate relief for self‑employed workers with longer‑term pension financing challenges, while modernising the delivery of pension information.