Czech Republic pension statistics show rising costs and gender gaps

Data from the Czech Social Security Administration (ČSSZ) reveals significant trends in the Czech pension system. In 2025, the average old-age pension reached 21,094 CZK, with 60 percent of seniors receiving more than 20,045 CZK. Total state expenditure on old-age pensions reached 589 billion CZK, an increase of 5.2 billion CZK compared to the previous year.

A notable gender gap persists in pension amounts. In June 2026, the average solo old-age pension for men was 23,081 CZK, while for women it was 20,589 CZK, representing an annual difference of nearly 30,000 CZK. Experts attribute this to historical differences in wages, employment interruptions for caregiving, and career paths.

Regional disparities are also evident. Prague maintains the highest average pensions for both men and women, whereas the Karlovy Vary region reports the lowest. The pension system's financial balance shows a cumulative deficit, with 2025 expenditures on pension benefits and administration exceeding income from insurance premiums.