Czech self‑employed and senior workers see changes to health insurance contributions

In the Czech Republic, self‑employed persons (OSVČ) must pay a monthly health‑insurance advance of at least 3,306 CZK in 2026. They can request a reduction if their average monthly taxable income drops by at least one‑third for three consecutive months, allowing a possible drop from 6,200 CZK to the statutory minimum.

A separate measure introduced in 2025 grants a discount on pension‑insurance contributions for employed retirees. More than 136,000 senior workers now receive the benefit, which adds roughly 2,500‑3,000 CZK per month to their net pay. To obtain the discount, employees must submit proof of pension receipt to their employer, while self‑employed retirees can apply through the social‑security portal.

Both policies aim to ease cash‑flow pressure for low‑income self‑employed individuals and encourage continued employment among older workers.