Egypt housing initiative allows rent-to-own transition

The Egyptian Ministry of Housing has outlined the regulations for the ‘Housing for All Egyptians 9’ initiative, specifically regarding the transition from rent-to-own to full ownership. Under the current guidelines, tenants may express their desire to own their unit after a minimum of one year of contracting, but no later than three months before the end of the second rental period.

Applicants must adhere to specific mortgage finance and ownership regulations. The transition process involves a financial settlement where certain previous expenses and subsidies are excluded, while cash support provided by the Social Housing and Mortgage Finance Fund during the rental period is taken into account.

The application period for these rent-to-own units began on September 28 and is scheduled to remain open until Wednesday, October 28, 2026. Available housing units include various sizes, such as 75, 90, and units ranging from 96 to 100 square meters, distributed across several governorates and new cities, including those within the ‘Decent Life’ (Hayah Karima) governorates.