Inter Prime vs Nubank Ultravioleta: 2026 Premium Card Benefits Compared

Brazilian banks Inter and Nubank offer two Mastercard Black premium cards for 2026. Inter Prime bundles a fee‑free ecosystem that includes a Global Account, the Inter Loop points program (1 point per R$ 2.50 spent), travel insurance, Duo Gourmet restaurant discounts and access to Inter‑branded VIP lounges. Nubank Ultravioleta focuses on cash‑back and travel perks, providing a 1.25% cash‑back rate, 2.2 points per dollar spent, zero IOF on foreign purchases, an eSIM with free internet abroad, its own Guarulhos lounge and four annual Priority Pass accesses. Both cards include standard travel protections such as medical, rental‑car and baggage insurance, as well as concierge services. The comparison highlights differing philosophies: Inter targets a comprehensive financial suite without an annual fee, while Nubank emphasizes simplified digital experience and higher cash‑back returns.