Italy launches social leasing program for low-income families

The Italian Ministry of Enterprises and Made in Italy, in collaboration with the Automobile Club d'Italia (ACI), has introduced a new social long-term leasing program designed to modernize the national vehicle fleet and improve mobility for low-income families. The experimental program, established under the Automotive DPCM, is scheduled to run until June 30, 2030.

Eligible individuals must have an ISEE (Equivalent Economic Situation Indicator) below 30,000 euros and must scrap a vehicle rated up to Euro 4 that has been owned for at least one year. The program offers new, low-emission vehicles (Euro 6 or higher, with CO2 emissions not exceeding 135g/km) for a maximum monthly fee of 100 euros, including VAT. This fee covers insurance, theft and fire protection, maintenance, tires, and roadside assistance, though fuel, tolls, and parking remain the user's responsibility.

Contracts require a minimum duration of 36 months with an annual mileage limit of 12,000 kilometers. At the end of the term, users may have the option to purchase the vehicle at a 10% discount on its current market value. Strict conditions apply: failure to pay two installments or unpaid fines can result in contract termination. Applications will be processed through a dedicated digital portal on a chronological basis.