Italy mandates insurance for private electric scooters from July 16

From 16 July 2026 owners of private electric scooters in Italy must hold a dedicated third‑party liability insurance policy. The rule applies to roughly one million scooters and requires the policy to list the vehicle’s identification code, excluding generic household liability cover.

The average basic premium is estimated at €35‑55 per year, rising to €150 with optional guarantees, amounting to about €50 million in total annual costs for users. Non‑compliant riders face administrative fines of €100‑400 and possible vehicle seizure. By the end of June only about 133 000 identification tags had been issued – roughly one scooter in ten – raising concerns about widespread non‑compliance.

Consumer and industry groups warn the measure could sharply increase costs for sharing operators, whose premiums may reach €100 per scooter annually, and question the effectiveness of enforcement. The insurance regulator IVASS will monitor claims for two years, reporting to the ministry every six months. “The real problem is that the wild west still reigns in the scooter sector,” said Assoutenti president Gabriele Melluso.