Italy mandates insurance for electric scooters starting July 16

From Thursday 16 July, Italy will require all electric scooters to be covered by a dedicated third‑party liability insurance policy. The rule, extended by two months at the request of the motor‑vehicle industry association (Ania), applies to an estimated one million private owners.

The insurance must list the scooter’s identification code, meaning generic family liability policies are not valid. Coverage will address injuries to pedestrians, cyclists and damage to other vehicles, but a direct compensation scheme will not be introduced for the first two years. IVASS will report accident costs to the ministry every six months to help design a national compensation forfait.

The average annual premium is expected to be between €35 and €55, amounting to roughly €50 million in total costs for all owners. Fines of €100‑€400 will be imposed on users who do not comply. Industry representatives warn that enforcement remains weak and call for stricter monitoring to avoid regional disparities.