Mexico's Infonavit Mortgage Credits Rise 35% While Fovissste Declines

Data from the Secretaría de Desarrollo Agrario, Territorial y Urbano (Sedatu) show that the Instituto del Fondo Nacional de la Vivienda para los Trabajadores (Infonavit) approved 918 mortgage credits in the latest year, up from 592 four years earlier — a 35 % increase that reverses a decade‑long decline from a 2015 peak of about 1,200. Over the past ten years Infonavit has approved 10,166 loans, including 253 for new homes and 98 for existing homes.

In contrast, the Fondo de la Vivienda del Instituto de Seguridad y Servicios Sociales de los Trabajadores del Estado (Fovissste) has seen formalized credits drop from 101 in 2015 to just 44 in 2025, with only 18 credits for existing housing and a total of 851 formalizations since 2015.