Polish bancassurance market sees significant growth in 2026

The bancassurance market in Poland, where banks sell insurance products, has shown a significant recovery in the first half of 2026. Following a decline in 2025, gross written premiums in the banking channel reached 4.1 billion PLN, representing a 39.1 percent year-on-year increase.

Growth was particularly strong in life insurance, with premiums rising to 2.6 billion PLN and the channel's market share increasing to 19 percent. Property insurance also saw growth, reaching 1.5 billion PLN in gross written premiums, contributing to a 4.5 percent market share. Piotr Wrzesiński, Vice President of the Polish Insurance Chamber, noted that the current results exceed those of the same period in 2024, indicating a rebound after a period of market adjustment.

For specific groups such as firefighters, insurance comparison can be conducted through online aggregators, multi-agents, or directly via insurance company websites. Comparing multiple offers is recommended to evaluate differences in price, coverage limits, liability exclusions, and claim settlement processes.