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2 clusters · 7 sources · 20 days · First seen · Last updated
Polish banking and bancassurance market trends
Overview
The Polish banking sector is experiencing divergent trends in 2026. Net profits for the sector are projected to decline by 16.8 percent compared to 2025, reaching an estimated 40.9 billion PLN. This downturn is largely attributed to fiscal changes, specifically an increase in the effective CIT tax rate from 19 percent to 30 percent. Future profitability remains sensitive to interest rate decisions by the Monetary Policy Council.
In contrast to the projected decline in overall banking profits, the bancassurance market—where banks sell insurance products—has seen a significant recovery. In the first half of 2026, gross written premiums in the banking channel reached 4.1 billion PLN, a 39.1 percent year-on-year increase. This growth was driven by strong performance in life insurance and property insurance, marking a rebound following a decline in 2025.
Entities
Polish Bank Association · Tadeusz Białek · Monetary Policy Council · Polish Insurance Chamber
Timeline
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[BUSINESS] 4 sourcesPolish bancassurance market sees significant growth in 2026
Poland's bancassurance market saw a 39.1% increase in gross written premiums to 4.1 billion PLN in H1 2026, driven by strong growth in life and property insurance products.
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[BUSINESS] 3 sourcesPolish banking sector profits projected to decline in 2026
Polish bank net profits are projected to fall to 40.9 billion PLN in 2026 due to higher tax rates, with future earnings heavily dependent on interest rate decisions and inflation trends.
Sources
biznesalert.pl · gospodarka.gazeta.pl · parkiet.com · remiza.com.pl · rocketspace.pl · starachowicki.eu · wnp.pl