SeaBank Indonesia reports Rp749.26 billion net profit for H1 2026

SeaBank Indonesia reported a net profit of Rp749.26 billion for the first half of 2026. This growth was supported by an increase in total assets, which reached Rp52.97 trillion.

During this period, SeaBank's credit distribution grew 53.1 percent year-on-year to Rp39.81 trillion through direct lending, digital ecosystem collaborations, and strategic partnerships. The company maintained a gross Non-Performing Loan (NPL) ratio of 1.65 percent.

Third-party funds (DPK) rose 47.6 percent year-on-year to Rp41.80 trillion, with low-cost funds (CASA) accounting for 69.6 percent of the total. SeaBank reported a Return on Assets (ROA) of 3.9 percent and a Cost to Income Ratio (CIR) of 21.1 percent.