Stablecoin payment infrastructure market projected to reach $58 billion by 2035

The stablecoin payment infrastructure market is projected to grow from $3 billion in 2025 to $58 billion by 2035, representing a compound annual growth rate of 34.5%. This growth is driven by the expansion of stablecoins from simple crypto-assets to functional corporate payment rails used for B2B transactions, international remittances, and payroll.

Industry experts note that the competitive focus is shifting from which specific stablecoin is used to how seamlessly different blockchains, wallets, bank accounts, and card networks can be integrated. Key infrastructure needs include settlement orchestration, custody, KYC/AML compliance, and on-ramp/off-ramp services.

In Japan, discussions highlight that wallet functions are increasingly being embedded into existing applications, allowing users to interact with digital assets without needing to manage complex blockchain interfaces. Major players like JCB are exploring how to enable merchants and corporations to accept circulating stablecoins, while global entities like Visa and Mastercard continue to monitor the intersection of blockchain, AI, and traditional card networks.