Indonesia's OJK Flags Cyber‑AI Risks and New Pension Rules as Financial Sector Expands

Indonesia’s financial regulator, OJK, warned that cyber threats and the misuse of artificial intelligence are the top risks facing corporate governance, urging stronger risk‑and‑compliance frameworks. At the same summit, OJK announced new guidelines allowing pension funds to pay benefits in a single lump sum or periodic installments, implementing the recent Constitutional Court rulings and aiming to protect participants and ensure industry stability.

Pharmaceutical firm Takeda and the Indonesian government signed a strategic partnership to develop a national plasma‑derived therapy ecosystem, committing up to US$30 million (≈ Rp 539 bn) over two years to build plasma banks and improve access to life‑saving treatments.

Indodax highlighted rapid growth in tokenising real‑world assets, projecting a global market of US$5.5 trillion by 2030. The exchange now offers more than 20 tokenised assets, and OJK has incorporated tokenisation into its 2026‑2031 digital finance roadmap.

Dana Pensiun BCA outlined its strategy of balanced, liquid investments—such as government bonds and money‑market instruments—to sustain pension payouts, noting a 13 % increase in benefit payments to Rp 455 bn in the first half of 2026 amid rising interest‑rate volatility and longer life expectancies.

Danantara’s CEO called for Indonesia to move up the value chain in critical minerals, signing a memorandum of understanding among state‑owned firms to develop downstream processing for batteries, semiconductors, defence and clean‑energy applications.