Turkey expands birth‑debt scheme to give mothers early retirement

Turkey's social security system now allows mothers to purchase up to 720 days of pension contributions for each child, up to three children, through the birth‑debt (doğum borçlanması) program. By converting periods of non‑employment after childbirth into credited service days, a mother can accrue up to 2,160 days (six years) of contributions, enabling an earlier retirement.

The measure applies to women insured under SSK, Bağ‑Kür and civil‑service schemes, as well as voluntarily insured Bağ‑Kür members, provided the birth occurs after the individual's initial registration date. It also covers adoptions of children under two years old and women who gave birth after a training internship, allowing the start date of their insurance to be back‑dated, potentially moving them into the EYT (age‑blocked retirement) group.