Turkey introduces mandatory traffic‑insurance reforms effective July 2026

Turkey’s insurance regulator, the SEDDK, has issued new rules for the compulsory motor‑vehicle liability insurance that will take effect on 1 July 2026. The reforms make the calculation and payment of post‑accident vehicle value‑loss compensation automatic, removing the need for owners to file separate claims. Insurers must calculate the loss based on the vehicle’s make, model, age, damage history and wear, then record the amount and notify owners through SMS, mobile apps, e‑Government portals or other digital channels.

The regulation also requires the use of original parts when a damaged component cannot be repaired, limiting the use of equivalent aftermarket parts to cases where the original is unavailable and placing the burden of proof on the insurer. These changes aim to increase transparency, speed up settlements and improve repair quality for all vehicle owners in Turkey.