started · updated
UMOA banking sector sees profit rise to 1,252.1 billion FCFA in 2025
The West African Monetary Union (UMOA) saw significant growth in its financial sector during 2025. According to reports from the Banking Commission, the global provisional net result for credit institutions rose to 1,252.1 billion FCFA, a 25.5% increase from 998 billion FCFA in 2024.
Banking performance varied by country. Côte d'Ivoire led the Union with 666.5 billion FCFA in profits, followed by Senegal with 274.7 billion FCFA and Mali with 134.2 billion FCFA. Togo was the sole exception, recording a deficit of 20.5 billion FCFA.
The microfinance sector also showed signs of recovery. Large-scale microfinance institutions transitioned from a 1.9 billion FCFA loss in 2024 to a net profit of 35.6 billion FCFA in 2025. However, this recovery is noted as fragile due to rising general expenses and credit risk provisions.
Entities
BCEAO · Côte d'Ivoire · Senegal · UMOA Banking Commission · West African Monetary Union
Claims
What the coverage asserts, and how many sources carry each claim.
- [○ 1 SOURCE] Large-scale microfinance institutions in the UMOA recorded a net profit of 35.6 billion FCFA in 2025. afrikactus.com
- [○ 1 SOURCE] The global provisional net result of credit institutions in the UMOA reached 1,252.1 billion FCFA in 2025. lemarche.finance
- [○ 1 SOURCE] Côte d'Ivoire recorded the highest banking profits in the Union at 666.5 billion FCFA. lemarche.finance
- [○ 1 SOURCE] Togo was the only banking center in the Union to record a deficit, totaling 20.5 billion FCFA. lemarche.finance
- [○ 1 SOURCE] Large-scale microfinance institutions moved from a loss of 1.9 billion FCFA in 2024 to a profit in 2025. afrikactus.com
- [○ 1 SOURCE] Banking profits in the UMOA increased by 25.5% in 2025 compared to 998 billion FCFA in 2024. lemarche.finance