Vietcombank raises average loan interest rate to 7.5% in June 2026

Vietcombank announced that its average loan interest rate for June 2026 reached 7.5% per year, an increase of 0.3 percentage points from the 7.2% recorded in May. The spread between the average loan rate and the average deposit rate widened to 3.6% per year, up from 3.5% the month before, while the net spread after accounting for funding and capital costs rose to 2.1% from 2.0%.

This is the fifth consecutive month the bank has raised its loan rates, continuing a progression that started at 6.4% in February 2026 and moved to 6.9% in April before reaching the current 7.5% level. The data reflect Vietcombank’s response to prevailing market conditions and regulatory guidance from the State Bank of Vietnam.