Vietnam banks' 12‑month deposit rates hover between 6.8% and 7.3% in late June

A survey of 34 Vietnamese banks' online deposit rates on 27‑28 June shows ACB leading with a 7.3% annual rate for a 12‑month term. Saigonbank follows at 7.2%, while MBV, PGBank, VCBNeo and VIB offer 7.0% across the same term.

State‑owned “Big 4” banks—Agribank, BIDV, Vietcombank and VietinBank—maintain a stable 6.8% rate for 12‑ and 18‑month deposits. A large group of private banks cluster around 6.8‑6.9%, and others range from 6.4% to 6.75%.

At the lower end, SCB lists the minimum 3.7% for a 12‑month deposit. Overall, the spread between the highest and lowest rates is 3.6 percentage points, indicating a broadly stable but varied deposit‑rate landscape across Vietnam's banking sector.