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Vietnam banks show mixed H1 2026 earnings as funds pour into major shares
Vietnamese banks reported divergent financial results for the first half of 2026. OCB posted pretax profit of VND 1.246 trillion in Q2 and VND 2.470 trillion for the six‑month period, a rise of about 30 % year‑on‑year. By contrast, Saigonbank recorded a pretax loss of VND 40 trillion in Q2, a 72 % drop, while VietABank’s Q2 pretax profit fell 12.2 % to VND 317 trillion. LPBank saw a modest 5.3 % increase in Q2 profit to VND 3.146 trillion, yet its six‑month profit slipped 3 % year‑on‑year. Eximbank projected six‑month pretax profit of VND 730 trillion, down 51 % from the prior year.
Fund activity focused on the banking sector. In June 2026, 54 funds bought net shares of ACB, led by VEIL (12.7 million shares), VFMVSF (8.7 million) and the Diamond ETF (5 million). Other banks such as OCB, BID and VCB also attracted net purchases.
High savings rates—up to 9.2 % annual on certain products—spurred record deposit inflows, with banks offering attractive tiered rates to draw cash from households. Meanwhile, Nam A Bank announced a partnership with Quang Trung University to launch a Quantum Cryptography Center, underscoring the sector’s push toward advanced security technologies.
Entities
ACB (Asia Commercial Bank) · Agribank · Nam A Bank · OCB (Orient Commercial Joint Stock Bank) · Saigonbank (Saigon Joint Stock Commercial Bank) · State Bank of Vietnam · Techcombank · VPBank · VietABank (Vietnam Joint Stock Commercial Bank for Industry and Trade) · Vietcombank
Claims
What the coverage asserts, and how many sources carry each claim.
- [○ 1 SOURCE] Nam A Bank partnered with Quang Trung University to launch a Quantum Cryptography Center. thanhnien.vn
- [○ 1 SOURCE] Saigonbank posted a pretax loss of VND 40 trillion in Q2 2026, a 72 % decline from the previous year. tuoitre.vn
- [○ 1 SOURCE] LPBank's pretax profit for Q2 2026 was VND 3.146 trillion, up about 5.3 % year‑on‑year; six‑month pretax profit was VND 5.973 trillion, down 3 % year‑on‑year. tuoitre.vn
- [○ 1 SOURCE] In June 2026, 54 funds bought net shares of ACB, led by VEIL (12.7 million shares), VFMVSF (8.7 million) and Diamond ETF (5 million).
- [○ 1 SOURCE] Eximbank estimated six‑month pretax profit for 2026 at VND 730 trillion, down 51 % year‑on‑year. tuoitre.vn
- [○ 1 SOURCE] OCB reported pretax profit of VND 1.246 trillion in Q2 2026 and VND 2.470 trillion for the first half, up about 30 % year‑on‑year. cafef.vn
- [○ 1 SOURCE] VietABank's pretax profit for Q2 2026 was VND 317 trillion, down 12.2 % year‑on‑year. tuoitre.vn
- [○ 1 SOURCE] Vietnamese banks offered savings rates up to 9.2 % annual on certain products, prompting record deposit inflows. thanhnien.vn