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[BUSINESS] · Vietnam · 4 sources

Vietnam real estate shifts as liquidity moves to job‑linked assets and supply bottlenecks ease

At a conference on the second half of 2026, Ngô Thành Huấn, CEO of FIDT, said Vietnam’s real estate market is not short of money but is seeing capital flow toward locations with employment, infrastructure and realistic income potential. He noted that after strong growth in 2024‑2025, the sector is entering a selective adjustment, with mid‑range apartments in Hanoi and Ho Chi Minh City posting over 50 % price gains while suburban land and agricultural parcels remain below 2022 levels. FIDT’s data show household deposits at a record 10.5 million billion VND and credit growth projected at 17‑18 %, indicating ample liquidity despite uneven price movements.

Meanwhile, Nguyễn Văn Đính, chairman of the Vietnam Real Estate Brokerage Association, projected a more positive outlook for the next five years. He highlighted the government’s push to resolve legal blockages and reactivate stalled projects, which will expand both the quantity and quality of supply. Improved planning, infrastructure investment and clearer land‑use regulations are expected to unlock new development zones. Demand is set to rise as incomes grow and urbanisation accelerates, shifting investors’ focus from speculative gains to assets that deliver tangible use, stable cash flow and strong legal standing.