Vietnam's central bank reports credit debt topping 19.97 million billion dong

The State Bank of Vietnam disclosed that by 26 June 2026 the total credit outstanding across the banking system reached over 19.97 million billion dong, a rise of 7.41 % from the end of 2025 and 18.1 % year‑on‑year. The bank projected overall credit growth of about 15 % for 2026, emphasising tighter controls on lending to high‑risk sectors such as real estate while channeling funds to production, priority industries and agricultural projects.

Additional measures included exemption of new credit tied to large‑scale housing and industrial‑zone projects from the annual real‑estate credit‑growth cap, and a continued low‑cost liquidity supply through unchanged policy rates. On the foreign‑exchange front, the dong’s value remained stable, with the USD/VND rate moving up only around 0.07 % amid global market volatility.