[ORGANIZATION]
10‑year French OAT
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Situations
France mortgage market faces Basel III pressure
3 clusters · 10 sources · last updated
Latest: French mortgage rates steady as bond yields near 4% threshold
In early July 2026 average rates for 20‑year French mortgages rose to about 3.4 %, prompting tighter lending criteria and a shift to pricing loans against the 10‑year OAT rather than the ECB rate. A modest increase in th