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Datuk Ishak Bakri

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Situations

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BNPL growth, essential spending, and merchant risks

16 clusters · 57 sources · last updated

Latest: US consumer spending on ‘buy now, pay later’ exceeds $160 billion

Buy‑now‑pay‑later (BNPL) has shifted from a niche add‑on to an expected checkout option. Providers advance the full sale amount to merchants, charging higher per‑transaction fees, while early placement on product, catego