Federal Housing Administration

North American housing market 2026 – October Update

61 clusters · 211 sources · last updated 2 days ago

Latest: Mortgage delinquency and foreclosure rates rise in US

The North American housing market is experiencing a significant shift in leverage toward buyers as rising mortgage rates continue to suppress demand. By mid-October, volatility intensified as 30-year fixed mortgage rates

Homeownership and mortgage financing guidance

2 clusters · 5 sources · last updated 3 days ago

Latest: Mortgage and Homeownership Financial Planning Options

Financial planning for prospective homebuyers focuses on managing down payments, closing costs, and various mortgage options. Guidance suggests maintaining credit scores of 700 or higher to secure lower interest rates an

US housing market renting versus buying debate

2 clusters · 11 sources · last updated 14 days ago

Latest: College housing: Renting vs. buying costs over four years

Discussions regarding the financial viability of renting versus buying homes in the United States highlight different long-term outcomes depending on the timeframe and specific market context. Broadly, data indicates th

Global real estate and housing market guidance

2 clusters · 10 sources · last updated 17 days ago

Latest: Real estate advice highlights key considerations for home buyers

Real estate guidance for renters and buyers has focused on the financial and practical complexities of the housing market across various regions. Initial advice emphasized the transition from renting to homeownership, n

US mortgage credit scoring model transition

8 clusters · 17 sources · last updated 18 days ago

Latest: FHA establishes rules for new mortgage credit scoring models

The US mortgage industry is transitioning toward modernized credit-scoring models, moving away from a reliance on traditional FICO scores. Following directives from FHFA Director Bill Pulte to end FICO’s monopoly, Fannie